Privacy Policy

Last updated: July 2026

This Privacy Policy explains how FinToolKit ("we", "us", "our") handles information when you use our website and loan prepayment calculator.

1. Calculator Data

All loan calculations are performed entirely in your browser using JavaScript. The loan amounts, interest rates and prepayment values you enter are never transmitted to or stored on our servers.

2. Information We Collect Automatically

Like most websites, our hosting provider may collect standard server logs, including IP address, browser type, referring pages and visit timestamps. This data is used for security and aggregate analytics only.

3. Cookies

We may use cookies for basic site functionality and analytics. Third-party vendors, including Google, may use cookies to serve ads based on your prior visits to this or other websites.

4. Advertising (Google AdSense)

We may display advertisements served by Google AdSense. Google's use of advertising cookies enables it and its partners to serve ads based on your visits to this site and/or other sites on the Internet. You may opt out of personalized advertising by visiting Google Ads Settings. Third-party vendors' use of cookies is subject to their own privacy policies.

5. Analytics

We may use privacy-respecting analytics to understand aggregate traffic patterns (page views, referrers, country-level location). No personally identifiable information is collected through analytics.

6. Children's Privacy

Our website is not directed at children under 13, and we do not knowingly collect personal information from children.

7. Third-Party Links

Our site may link to external websites. We are not responsible for the privacy practices or content of those sites.

8. Changes to This Policy

We may update this policy from time to time. Changes will be posted on this page with an updated date.

9. Contact

Questions about this policy? Email us at hello@fintoolkit.example.com or visit our contact page.